Final Expense Insurance in Chicago, IL

Final expense insurance for Chicago families

Chicago families reach us from every part of the city and suburban Cook County. Funeral prices vary a great deal across the metro, so we suggest collecting a General Price List from two or three funeral homes near you before choosing how much final expense coverage to carry.

We work with Chicago residents by phone and email from our office in Atlanta, Georgia; there is no local branch, and none is needed. Chicago is in Cook County, and the offices listed below are the ones most families need in the weeks after a death.

Planning a funeral budget in Chicago

There is no single price for a funeral in Chicago. Costs depend on the funeral home, on whether the family chooses burial or cremation and on the service itself. Collect a General Price List from two or three providers near you, add the cemetery costs if there will be a burial, and use that total as your starting point.

With real local prices in hand, add the bills you expect to leave and subtract any savings or policies already set aside. Our guide to working out a coverage amount walks through the steps, and final expense insurance vs pre-need funeral plans compares insurance with prepaying a funeral home.

Local resources for Chicago residents

• City of Chicago Department of Family and Support Services, Senior Services (Area Agency on Aging), 312-744-4016: local help for older adults and caregivers, from meals and transport to benefits counseling.
• Cook County Clerk, Bureau of Vital Records, (866) 252-8974.
• Clerk of the Circuit Court of Cook County, Probate Division, (312) 603-6441: where an estate is opened and a will is filed.
• Illinois Department of Public Health, Division of Vital Records: statewide ordering of certified death certificates.
• Illinois Department of Insurance: help with a complaint about an insurance company or agent.

What working with us looks like

• A phone conversation at a time that suits you
• Clear answers about which policies you may qualify for and what they cost
• Help with the application if you decide to go ahead
• No charge for the conversation and no pressure to buy

Most Chicago families we talk with are comparing final expense insurance with guaranteed issue life insurance, and the choice usually comes down to health history and the waiting period. We explain both before you apply.

Chicago residents can reach us at +1 (319) 254-9055 or through the quote form. More about coverage across the state, including the free-look period and statewide offices, is on our Illinois page.